Fintech

BDCrops fintech โ€” client-facing service.

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What we deliver

โœ… Farmer credit scoring via satellite

Score farmer by crop health seen from satellite + land size. Problem: No credit history. Solution: Satellite shows if farmer actually farms well.

โœ… Crop failure risk prediction

Predict yield drop before harvest. Problem: Bank gives loan, crop fails. Solution: Early risk alert โ†’ adjust terms.

โœ… Microfinance eligibility engine

Auto check if farmer qualifies. Problem: Field officer takes 3 days. Solution: Instant eligibility in 60 sec.

โœ… Insurance premium modeling

Calculate fair premium based on real risk. Problem: Flat premium unfair. Solution: Low-risk farmer pays less.

โœ… Repayment history analysis

Analyze bKash/Nagad + loan history. Problem: Paper records lie. Solution: Digital pattern shows real capacity.

โœ… bKash/Nagad integration

Connect wallet data for scoring. Problem: No bank statement. Solution: Mobile money history becomes credit score.